Japan Finance Corporation – New Business / Startup Support Loan

About This Opportunity

Business start-up and post-start-up equipment and working-capital financing; not a grant, but a government-backed financing option for startups.

Eligibility Criteria

People starting a business or businesses within approximately seven years of starting. Loan ceiling listed by JFC is ¥72 million; equipment repayment up to 20 years and working capital generally up to 10 years. Preferential rates can apply to women, under-35/55+, certified startup-support participants and certain foreign entrepreneurs.

Prepare to apply

Existing tools on this platform. They are not scored against this call, and the grant writer is not auto-filled from this page.

1. Step 1

   Funding requirements

   Work out how much you need to raise and how long it lasts.

2. Step 2

   Cash-flow forecast

   Show how the award would sit against income and costs.

3. Step 3

   Market size

   Estimate TAM, SAM, and SOM if the call asks for market evidence.

4. Step 4

   Business readiness

   Check gaps before you spend time on a full application.

5. Step 5

   Carbon and impact

   Capture environmental figures where the programme requires them.

6. Step 6

   Find partners

   Browse the company directory if the call needs collaborators.

7. Step 7

   AI grant writer

   Draft against your own project notes. Premium tool; not auto-filled from this call yet.