Privacy Policy

1. Introduction

Welcome to Shared Wealth International ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our platform.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

2. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

• Register for an account
• Express interest in obtaining information about us or our products and services
• Participate in activities on the platform (such as posting messages in our forums or entering competitions)
• Contact us

The personal information we collect may include:

• Name and contact data (email address, phone number)
• Company information (business name, industry, size)
• Credentials (passwords, security questions)
• Payment information (when applicable)
• Profile information (business interests, funding preferences)

Automatically Collected Information

When you visit our platform, we automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Usage data (pages visited, time spent, clicks)
• Referral source and exit pages

3. How We Use Your Information

We use the information we collect or receive:

• To facilitate account creation and authentication
• To send administrative information (updates, security alerts)
• To fulfill and manage your requests (funding applications, partnerships)
• To post testimonials with your consent
• To deliver targeted advertising to you
• To protect our services and maintain security
• To enforce our terms, conditions, and policies
• To respond to legal requests and prevent harm
• For other business purposes (data analysis, identifying usage trends)

4. Sharing Your Information

We may process or share your data based on the following legal basis:

• Consent: When you have given specific consent to process your personal information for a specific purpose
• Legitimate Interests: When it is reasonably necessary to achieve our legitimate business interests
• Performance of a Contract: Where we have entered into a contract with you
• Legal Obligations: Where we are legally required to do so

We do not sell your personal information to third parties. We may share information with business partners, service providers, and professional advisers as necessary to provide our services.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please note that no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

We use industry-standard encryption, secure servers, and regular security audits to protect your data.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Right to Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request restriction of processing your data
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to processing of your data
• Right to Withdraw Consent: Withdraw consent at any time

To exercise these rights, submit a request via our Privacy Request form or contact us using the details below. We will respond within 30 days where required by law.

7. Cookies and Tracking

We use cookies and similar technologies as described in our Cookie Policy. Non-essential cookies (e.g. analytics) are only used after you provide consent via our cookie banner.

We use session and persistent cookies for authentication, preferences, security, and—where permitted—analytics.

8. Third-Party Service Providers

We use trusted processors to operate the platform. Depending on the features you use, data may be processed by:

• Stripe — subscription and payment processing
• Google — OAuth sign-in and, if you consent, Google Analytics
• Google Gemini / OpenAI — AI-powered tools (e.g. grant writing, analysis), only when you use those features and grant data-processing consent
• XRPL (XRP Ledger) — blockchain features such as wallets, distributions, and rewards where enabled
• Email providers — transactional and marketing communications (with separate consent for marketing)
• Hosting and infrastructure — secure storage and delivery of the service

Each processor is engaged under appropriate contractual safeguards. We do not sell your personal information.

9. AI-Powered Features

Premium tools may send content you provide (e.g. grant drafts, business documents) to AI providers for analysis and generation. We request separate consent before enabling these features, covering data processing, AI analysis, and secure storage.

You may withdraw consent for optional processing at any time via account settings or by contacting us; withdrawal does not affect processing already lawfully performed.

10. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this privacy policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

11. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. We will take all steps reasonably necessary to ensure that your data is treated securely.

12. Children's Privacy

Our platform is not intended for children under 16 years of age. We do not knowingly collect personal information from children under 16. If you become aware that a child has provided us with personal information, please contact us.

13. Updates to This Policy

We may update this privacy policy from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this privacy policy frequently to stay informed about how we protect your information.

14. Contact Us

If you have questions about this policy or wish to exercise your rights: