Japan Finance Corporation – Capital-Subordinated Loan (創業等に取り組む中小企業・小規模事業者)

About This Opportunity

Long-term, quasi-equity-style financing for startups/SMEs undertaking projects with regional economic impact, employment effects, essential local services or high technological capability.

Eligibility Criteria

Startups and SMEs undertaking qualifying business activities such as those with expected employment effects, essential local functions or high technical capability, subject to JFC's capital-subordinated-loan requirements.

Prepare to apply

Existing tools on this platform. They are not scored against this call, and the grant writer is not auto-filled from this page.

1. Step 1

   Funding requirements

   Work out how much you need to raise and how long it lasts.

2. Step 2

   Cash-flow forecast

   Show how the award would sit against income and costs.

3. Step 3

   Market size

   Estimate TAM, SAM, and SOM if the call asks for market evidence.

4. Step 4

   Business readiness

   Check gaps before you spend time on a full application.

5. Step 5

   Carbon and impact

   Capture environmental figures where the programme requires them.

6. Step 6

   Find partners

   Browse the company directory if the call needs collaborators.

7. Step 7

   AI grant writer

   Draft against your own project notes. Premium tool; not auto-filled from this call yet.